Flexible private capital funding for property developers

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Tailored funding for property development and investment firms in Australia.

Funding

We offer multi-tiered debt and equity funding solutions for small to mid-market property developers and investors.

  • Preference Equity
  • Senior Debt
  • Subordinated Debt
  • Stretch Senior Debt

Benefits for Developers

Access to Debt and Equity

A complete funding offering including first registered mortgages as well as preference and/or ordinary equity to provide experienced property developers higher leverage for selected assets and projects.

Speed to Market 

Our highly experienced and agile team are also the investment committee that must unanimously agree to progressing a transaction, providing peace of mind to the Developer of H&H’s efficient decision-making process.

Ease of Doing Business

As our key personnel are involved in each transaction from start through to completion we can offer a highly personalised service to Developers.

Tailored Deal Structuring

Expertise and flexibility in structuring transactions to Developer’s needs, whilst ensuring that risks are managed and investor criteria are met. 

Commercial Approach 

As an investment firm with hands-on property development experience, our team brings together combined deep financial acumen with a practical understanding of the development lifecycle.

Expertise, Insights and Networks

Access to our industry knowledge, experience and relationships that can assist Developer’s with managing risks, generating further opportunities as well as maximising profits.

Frequently Asked Questions

  • What types of financing do you offer?

    We provide tailored capital solutions through:


    • Private Credit: Senior and mezzanine loans secured by real estate assets.
    • Preference Equity: Structured equity to fill capital stack gaps.

  • Who is eligible to apply for financing?


    We work with a range of borrowers including:


    • Experienced property developers and investors
    • Asset owners with repositioning or refinancing needs
    • Entities with sound track records and feasible project plans

  • What types of properties or projects do you finance?


    We support a broad spectrum of real estate assets, such as:


    • Residential (including build-to-sell and build-to-rent)
    • Industrial & logistics
    • Commercial offices (value-add/repositioning)
    • Alternative sectors (e.g., student accommodation, healthcare, hotels, data centres)

  • What is the minimum deal size and typical term?


    Minimum Loan Size: Typically from $3M


    Term: Generally between 12 to 36 months, depending on project stage and structure


  • What information is required to apply for funding?


    To assess a funding request, we require:


    • Project feasibility study and development appraisal
    • Valuation and planning approvals (if applicable)
    • Borrower’s financials and experience
    • Exit strategy and timeline
    • Supporting documents (e.g., legal, corporate structure, builder details)

  • What is your underwriting and approval process?


    Our funding process includes:


    1. Initial Submission: Preliminary deal summary
    2. Indicative Term Sheet: Non-binding terms for review
    3. Due Diligence: In-depth review of financials, project, and team
    4. Formal Approval & Documentation: Final loan documents executed
    5. Settlement: Funds disbursed upon satisfaction of conditions precedent

  • Do you fund early-stage projects or land acquisitions?

    Yes, subject to risk profile and planning outlook. We consider:


    • Land with approved or pending DA (Development Approval)
    • Projects with strong feasibility and credible exit strategies
    • Borrowers with a strong track record and financial backing

  • What are the typical lending terms and interest rates?


    Terms and pricing vary based on deal risk, structure, and asset type.

  • Can you offer bespoke financing solutions?

    Yes. We specialise in structured finance, including:


    • Stretch senior and mezzanine debt
    • Preferred equity or hybrid structures
    • Performance-based milestones and staged drawdowns

  • How is the loan monitored post-settlement?

    We maintain active oversight including: 


    • Site inspections and milestone tracking
    • Drawdown certification processes
    • Ongoing borrower communication
    • Regular project and financial reporting

  • Do you provide construction funding?


    Yes, for eligible projects with:


    • Fixed-price building contracts
    • Reputable builders and consultants
    • Detailed construction and cost management plans
    • Quantity surveyor monitoring

  • What happens in the event of delays or cost overruns?

    We work with borrowers to manage risks proactively. Borrowers should:


    • Notify us early of any material changes
    • Have contingency provisions in place
    • Maintain transparency throughout the project

    We may consider variations where justified.


  • Do you support repeat borrowers or portfolio sponsors?


    Yes. We prioritise long-term relationships and provide:


    • Capital continuity across multiple projects
    • Expedited processes for repeat clients
    • Alignment on strategy, timelines, and outcomes

  • Are there any ESG considerations in your lending criteria?


    Yes. We do consider the following when assessing projects:


    • Environmental sustainability (energy efficiency, sustainable design)
    • Social impact (affordability, community benefit)
    • Governance (transparency and compliance)